@import url('https://fonts.googleapis.com/css2?family=Fraunces:ital,opsz,wght@0,9..144,300;0,9..144,400;0,9..144,600;0,9..144,700;1,9..144,300;1,9..144,400&family=Plus+Jakarta+Sans:wght@300;400;500;600&display=swap');

:root {
  --bg: #faf8f5;
  --bg-alt: #f2ede6;
  --dark: #1c1c1e;
  --dark-2: #2d2d30;
  --body: #3d3d40;
  --muted: #7a7a80;
  --teal: #00706e;
  --teal-light: #e0f2f1;
  --teal-dark: #005250;
  --gold: #c9893a;
  --gold-light: #fdf3e7;
  --white: #ffffff;
  --border: #e4dfd8;
  --shadow: 0 2px 20px rgba(28,28,30,.08);
  --shadow-lg: 0 8px 40px rgba(28,28,30,.12);
  --radius: 12px;
  --radius-lg: 20px;
  --font-display: 'Fraunces', Georgia, serif;
  --font-body: 'Plus Jakarta Sans', system-ui, sans-serif;
  --nav-h: 70px;
  --max-w: 1160px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body { font-family: var(--font-body); background: var(--bg); color: var(--body); line-height: 1.65; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
ul { list-style: none; }

.container { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; }

.nav { position: fixed; top: 0; left: 0; right: 0; height: var(--nav-h); background: rgba(250,248,245,.95); backdrop-filter: blur(12px); border-bottom: 1px solid var(--border); z-index: 1000; transition: box-shadow .3s; }
.nav.scrolled { box-shadow: var(--shadow); }
.nav__inner { display: flex; align-items: center; justify-content: space-between; height: 100%; }
.nav__logo { display: flex; align-items: center; gap: 10px; font-family: var(--font-display); font-size: 1.3rem; font-weight: 600; color: var(--dark); letter-spacing: -.02em; }
.nav__logo-icon { width: 36px; height: 36px; background: var(--teal); border-radius: 9px; display: flex; align-items: center; justify-content: center; color: #fff; font-size: 1.1rem; }
.nav__links { display: flex; align-items: center; gap: 2px; }
.nav__links a { padding: 6px 13px; border-radius: 8px; font-size: .875rem; font-weight: 500; color: var(--body); transition: background .2s, color .2s; }
.nav__links a:hover, .nav__links a.active { background: var(--teal-light); color: var(--teal-dark); }
.nav__cta { background: var(--teal) !important; color: var(--white) !important; padding: 8px 16px !important; }
.nav__cta:hover { background: var(--teal-dark) !important; color: var(--white) !important; }
.nav__burger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 6px; border: none; background: none; }
.nav__burger span { width: 24px; height: 2px; background: var(--dark); border-radius: 2px; transition: transform .3s, opacity .3s; }
.nav__mobile { display: none; position: fixed; top: var(--nav-h); left: 0; right: 0; background: var(--bg); border-bottom: 1px solid var(--border); padding: 16px 24px 24px; z-index: 999; flex-direction: column; gap: 4px; }
.nav__mobile.open { display: flex; }
.nav__mobile a { padding: 12px 16px; border-radius: 10px; font-weight: 500; color: var(--body); transition: background .2s; }
.nav__mobile a:hover, .nav__mobile a.active { background: var(--teal-light); color: var(--teal-dark); }

.hero { margin-top: var(--nav-h); padding: 72px 0 0; overflow: hidden; }
.hero__inner { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.hero__tag { display: inline-flex; align-items: center; gap: 6px; background: var(--teal-light); color: var(--teal-dark); font-size: .78rem; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; padding: 5px 12px; border-radius: 100px; margin-bottom: 20px; }
.hero__title { font-family: var(--font-display); font-size: clamp(2.3rem, 4.5vw, 3.4rem); font-weight: 700; color: var(--dark); line-height: 1.13; letter-spacing: -.03em; margin-bottom: 20px; }
.hero__title em { font-style: italic; color: var(--teal); }
.hero__sub { font-size: 1rem; color: var(--muted); max-width: 420px; margin-bottom: 34px; line-height: 1.72; }
.hero__actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 48px; }
.hero__stats { display: flex; gap: 0; }
.hero__stat { padding: 0 28px; }
.hero__stat:first-child { padding-left: 0; }
.hero__stat + .hero__stat { border-left: 1px solid var(--border); }
.hero__stat-num { font-family: var(--font-display); font-size: 1.85rem; font-weight: 700; color: var(--dark); line-height: 1; }
.hero__stat-label { font-size: .78rem; color: var(--muted); margin-top: 4px; }
.hero__img-wrap { position: relative; border-radius: var(--radius-lg); overflow: hidden; aspect-ratio: 4/3; box-shadow: var(--shadow-lg); }
.hero__img-wrap img { width: 100%; height: 100%; object-fit: cover; }
.hero__badge { position: absolute; bottom: 20px; left: 20px; background: var(--white); border-radius: var(--radius); padding: 12px 16px; display: flex; align-items: center; gap: 12px; box-shadow: var(--shadow-lg); }
.hero__badge-icon { width: 38px; height: 38px; background: var(--teal-light); border-radius: 10px; display: flex; align-items: center; justify-content: center; color: var(--teal); font-size: 1.15rem; flex-shrink: 0; }
.hero__badge-title { font-size: .83rem; font-weight: 600; color: var(--dark); }
.hero__badge-sub { font-size: .73rem; color: var(--muted); }
.hero__wave { height: 56px; background: var(--bg-alt); clip-path: ellipse(55% 100% at 50% 100%); margin-top: 56px; }

.btn { display: inline-flex; align-items: center; gap: 8px; font-family: var(--font-body); font-size: .9rem; font-weight: 600; padding: 12px 22px; border-radius: 10px; border: 2px solid transparent; cursor: pointer; transition: transform .15s, box-shadow .15s, background .2s, color .2s, border-color .2s; text-decoration: none; }
.btn:hover { transform: translateY(-1px); box-shadow: 0 4px 14px rgba(0,0,0,.12); }
.btn-primary { background: var(--teal); color: var(--white); border-color: var(--teal); }
.btn-primary:hover { background: var(--teal-dark); border-color: var(--teal-dark); color: var(--white); }
.btn-outline { background: transparent; color: var(--dark); border-color: var(--border); }
.btn-outline:hover { border-color: var(--teal); color: var(--teal); background: var(--teal-light); }
.btn-gold { background: var(--gold); color: var(--white); border-color: var(--gold); }
.btn-gold:hover { background: #b8782e; border-color: #b8782e; color: var(--white); }
.btn-white { background: var(--white); color: var(--teal-dark); border-color: var(--white); }
.btn-white:hover { background: var(--bg); color: var(--teal-dark); }
.btn-ghost-white { background: rgba(255,255,255,.12); color: var(--white); border-color: rgba(255,255,255,.25); }
.btn-ghost-white:hover { background: rgba(255,255,255,.2); color: var(--white); }

.section { padding: 80px 0; }
.section-alt { background: var(--bg-alt); }
.section-dark { background: var(--dark); }
.section-teal { background: var(--teal); }

.section-label { display: inline-flex; align-items: center; gap: 6px; font-size: .78rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: var(--teal); margin-bottom: 12px; }
.section-dark .section-label { color: var(--gold); }
.section-teal .section-label { color: rgba(255,255,255,.75); }
.section-title { font-family: var(--font-display); font-size: clamp(1.9rem, 3.2vw, 2.6rem); font-weight: 700; color: var(--dark); line-height: 1.2; letter-spacing: -.025em; margin-bottom: 12px; }
.section-dark .section-title { color: var(--white); }
.section-teal .section-title { color: var(--white); }
.section-sub { font-size: .975rem; color: var(--muted); max-width: 520px; line-height: 1.72; margin-bottom: 44px; }
.section-dark .section-sub { color: rgba(255,255,255,.62); }
.section-teal .section-sub { color: rgba(255,255,255,.82); }
.text-center { text-align: center; }
.text-center .section-sub { margin-left: auto; margin-right: auto; }

.cards-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 22px; }
.card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; transition: transform .2s, box-shadow .2s; }
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.card__img { width: 100%; aspect-ratio: 16/9; object-fit: cover; }
.card__body { padding: 22px; }
.card__icon { width: 42px; height: 42px; background: var(--teal-light); border-radius: 11px; display: flex; align-items: center; justify-content: center; color: var(--teal); font-size: 1.25rem; margin-bottom: 14px; }
.card__tag { font-size: .73rem; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--teal); margin-bottom: 7px; }
.card__title { font-family: var(--font-display); font-size: 1.18rem; font-weight: 600; color: var(--dark); margin-bottom: 8px; line-height: 1.3; }
.card__desc { font-size: .86rem; color: var(--muted); line-height: 1.65; margin-bottom: 16px; }
.card__link { display: inline-flex; align-items: center; gap: 6px; font-size: .86rem; font-weight: 600; color: var(--teal); transition: gap .2s; }
.card__link:hover { gap: 10px; }

.icon-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(195px, 1fr)); gap: 18px; }
.icon-item { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 22px 18px; text-align: center; transition: transform .2s, box-shadow .2s, border-color .2s; }
.icon-item:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: var(--teal); }
.icon-item__icon { width: 50px; height: 50px; background: var(--teal-light); border-radius: 13px; display: flex; align-items: center; justify-content: center; margin: 0 auto 12px; color: var(--teal); font-size: 1.45rem; transition: background .2s, color .2s; }
.icon-item:hover .icon-item__icon { background: var(--teal); color: var(--white); }
.icon-item__title { font-weight: 600; font-size: .88rem; color: var(--dark); margin-bottom: 5px; }
.icon-item__desc { font-size: .79rem; color: var(--muted); line-height: 1.55; }

.rule-block { background: linear-gradient(135deg, var(--teal) 0%, var(--teal-dark) 100%); border-radius: var(--radius-lg); padding: 48px 44px; color: var(--white); display: grid; grid-template-columns: 1fr 1fr; gap: 44px; align-items: center; }
.rule-block__badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,.15); color: #fff; font-size: .78rem; font-weight: 600; padding: 5px 13px; border-radius: 100px; margin-bottom: 16px; }
.rule-block__title { font-family: var(--font-display); font-size: 1.85rem; font-weight: 700; line-height: 1.2; margin-bottom: 12px; }
.rule-block__desc { font-size: .93rem; opacity: .85; line-height: 1.7; margin-bottom: 22px; }
.rule-bars { display: flex; flex-direction: column; gap: 14px; }
.rule-bar__label { display: flex; justify-content: space-between; font-size: .84rem; font-weight: 500; margin-bottom: 6px; color: rgba(255,255,255,.9); }
.rule-bar__track { height: 10px; background: rgba(255,255,255,.2); border-radius: 100px; overflow: hidden; }
.rule-bar__fill { height: 100%; border-radius: 100px; background: var(--white); width: 0; transition: width 1.2s cubic-bezier(.4,0,.2,1); }
.rule-bar__fill.gold { background: var(--gold); }
.rule-bar__fill.muted { background: rgba(255,255,255,.55); }

.accordion { border: 1px solid var(--border); border-radius: var(--radius-lg); overflow: hidden; }
.acc-item { border-bottom: 1px solid var(--border); }
.acc-item:last-child { border-bottom: none; }
.acc-trigger { width: 100%; display: flex; align-items: center; justify-content: space-between; padding: 18px 22px; background: var(--white); border: none; cursor: pointer; text-align: left; font-family: var(--font-body); font-size: .93rem; font-weight: 600; color: var(--dark); transition: background .2s; gap: 14px; }
.acc-trigger:hover { background: var(--bg); }
.acc-trigger.open { background: var(--teal-light); color: var(--teal-dark); }
.acc-icon { flex-shrink: 0; width: 24px; height: 24px; border-radius: 50%; background: var(--bg-alt); display: flex; align-items: center; justify-content: center; transition: transform .3s, background .2s, color .2s; color: var(--muted); }
.acc-trigger.open .acc-icon { transform: rotate(180deg); background: var(--teal); color: var(--white); }
.acc-panel { display: none; padding: 4px 22px 22px; background: var(--white); }
.acc-panel.open { display: block; }
.acc-panel p { color: var(--body); font-size: .875rem; line-height: 1.72; }
.acc-panel ul { margin-top: 10px; display: flex; flex-direction: column; gap: 6px; }
.acc-panel ul li { display: flex; gap: 8px; align-items: flex-start; font-size: .86rem; color: var(--body); line-height: 1.62; }
.acc-panel ul li::before { content: ''; width: 6px; height: 6px; border-radius: 50%; background: var(--teal); margin-top: 8px; flex-shrink: 0; }

.stats-bar { display: grid; grid-template-columns: repeat(4, 1fr); }
.stat-item { padding: 34px 22px; text-align: center; border-right: 1px solid var(--border); }
.stat-item:last-child { border-right: none; }
.stat-item__num { font-family: var(--font-display); font-size: 2.3rem; font-weight: 700; color: var(--teal); line-height: 1; margin-bottom: 6px; }
.stat-item__label { font-size: .83rem; color: var(--muted); }
.section-dark .stat-item { border-color: rgba(255,255,255,.1); }
.section-dark .stat-item__num { color: var(--gold); }
.section-dark .stat-item__label { color: rgba(255,255,255,.5); }

.table-wrap { border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; }
.data-table { width: 100%; border-collapse: collapse; font-size: .875rem; }
.data-table th { background: var(--dark); color: var(--white); font-weight: 600; padding: 13px 16px; text-align: left; font-size: .79rem; letter-spacing: .04em; text-transform: uppercase; }
.data-table td { padding: 12px 16px; border-bottom: 1px solid var(--border); color: var(--body); }
.data-table tr:last-child td { border-bottom: none; }
.data-table tr:nth-child(even) td { background: var(--bg); }
.data-table .hl { background: var(--teal-light) !important; font-weight: 600; color: var(--teal-dark) !important; }

.timeline { position: relative; padding-left: 32px; }
.timeline::before { content: ''; position: absolute; left: 8px; top: 6px; bottom: 6px; width: 2px; background: var(--border); border-radius: 2px; }
.tl-item { position: relative; margin-bottom: 30px; }
.tl-item:last-child { margin-bottom: 0; }
.tl-dot { position: absolute; left: -28px; top: 4px; width: 18px; height: 18px; border-radius: 50%; background: var(--teal); border: 3px solid var(--bg); box-shadow: 0 0 0 2px var(--teal); }
.tl-item__label { font-size: .73rem; font-weight: 700; letter-spacing: .07em; text-transform: uppercase; color: var(--teal); margin-bottom: 3px; }
.tl-item__title { font-family: var(--font-display); font-size: 1.08rem; font-weight: 600; color: var(--dark); margin-bottom: 5px; }
.tl-item__desc { font-size: .87rem; color: var(--muted); line-height: 1.65; }

.ladder { display: flex; flex-direction: column; gap: 10px; }
.ladder-step { display: flex; align-items: flex-start; gap: 15px; padding: 16px 20px; background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); transition: border-color .2s, box-shadow .2s; }
.ladder-step:hover { border-color: var(--teal); box-shadow: var(--shadow); }
.ladder-num { width: 30px; height: 30px; border-radius: 9px; background: var(--teal); color: var(--white); font-weight: 700; font-size: .83rem; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.ladder-title { font-weight: 600; font-size: .93rem; color: var(--dark); margin-bottom: 3px; }
.ladder-desc { font-size: .83rem; color: var(--muted); line-height: 1.55; }

.calc-card { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-lg); padding: 34px; box-shadow: var(--shadow); }
.calc-card h3 { font-family: var(--font-display); font-size: 1.38rem; font-weight: 600; color: var(--dark); margin-bottom: 5px; }
.calc-desc { font-size: .86rem; color: var(--muted); margin-bottom: 26px; }
.form-group { margin-bottom: 16px; }
.form-group label { display: block; font-size: .84rem; font-weight: 600; color: var(--dark); margin-bottom: 6px; }
.form-group input, .form-group select { width: 100%; padding: 10px 13px; border: 1.5px solid var(--border); border-radius: 9px; font-family: var(--font-body); font-size: .9rem; color: var(--dark); background: var(--bg); transition: border-color .2s, box-shadow .2s; outline: none; }
.form-group input:focus, .form-group select:focus { border-color: var(--teal); box-shadow: 0 0 0 3px var(--teal-light); background: var(--white); }
.calc-result { margin-top: 20px; padding: 18px; background: var(--teal-light); border-radius: var(--radius); display: none; }
.calc-result.show { display: block; }
.calc-result__label { font-size: .77rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--teal-dark); margin-bottom: 12px; }
.calc-result__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; }
.calc-result__item { text-align: center; }
.calc-result__value { font-family: var(--font-display); font-size: 1.45rem; font-weight: 700; color: var(--teal-dark); line-height: 1; margin-bottom: 3px; }
.calc-result__name { font-size: .74rem; color: var(--teal); }
.result-single { font-family: var(--font-display); font-size: 1.9rem; font-weight: 700; color: var(--teal-dark); margin-bottom: 4px; }
.result-note { font-size: .84rem; color: var(--teal); }

.tips-list { display: flex; flex-direction: column; gap: 10px; }
.tip-item { display: flex; align-items: flex-start; gap: 13px; padding: 16px 18px; background: var(--white); border-radius: var(--radius); border: 1px solid var(--border); transition: transform .15s; }
.tip-item:hover { transform: translateX(4px); }
.tip-icon { width: 36px; height: 36px; border-radius: 9px; background: var(--gold-light); color: var(--gold); display: flex; align-items: center; justify-content: center; font-size: 1.05rem; flex-shrink: 0; }
.tip-title { font-weight: 600; font-size: .88rem; color: var(--dark); margin-bottom: 2px; }
.tip-desc { font-size: .81rem; color: var(--muted); line-height: 1.55; }

.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.two-col.reverse { direction: rtl; }
.two-col.reverse > * { direction: ltr; }
.col-img { border-radius: var(--radius-lg); overflow: hidden; }
.col-img img { width: 100%; height: 100%; object-fit: cover; display: block; }

.quote-block { background: var(--dark-2); border-radius: var(--radius-lg); padding: 44px; text-align: center; }
.quote-block__text { font-family: var(--font-display); font-size: clamp(1.25rem, 2.4vw, 1.8rem); font-style: italic; line-height: 1.45; margin-bottom: 18px; color: var(--white); }
.quote-block__author { font-size: .86rem; color: rgba(255,255,255,.5); }
.quote-block__author strong { color: var(--gold); }

.cta-section { background: linear-gradient(135deg, var(--teal-dark) 0%, #003534 100%); padding: 80px 0; text-align: center; color: var(--white); }
.cta-section h2 { font-family: var(--font-display); font-size: clamp(1.85rem, 3.2vw, 2.7rem); font-weight: 700; margin-bottom: 14px; line-height: 1.2; }
.cta-section p { font-size: .975rem; opacity: .78; max-width: 440px; margin: 0 auto 30px; line-height: 1.72; }
.cta-actions { display: flex; gap: 13px; justify-content: center; flex-wrap: wrap; }

.footer { background: var(--dark); color: rgba(255,255,255,.62); padding: 60px 0 32px; }
.footer__grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 44px; }
.footer__brand .nav__logo { color: var(--white); margin-bottom: 13px; }
.footer__brand p { font-size: .86rem; line-height: 1.72; max-width: 255px; }
.footer__col h4 { font-size: .77rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--white); margin-bottom: 14px; }
.footer__col a { display: block; font-size: .86rem; color: rgba(255,255,255,.58); padding: 3px 0; transition: color .2s; }
.footer__col a:hover { color: var(--white); }
.footer__bottom { border-top: 1px solid rgba(255,255,255,.1); padding-top: 26px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 10px; font-size: .79rem; }
.footer__bottom a { color: rgba(255,255,255,.45); transition: color .2s; }
.footer__bottom a:hover { color: var(--white); }

.page-hdr { margin-top: var(--nav-h); padding: 60px 0; background: var(--dark); color: var(--white); overflow: hidden; position: relative; }
.page-hdr::after { content: ''; position: absolute; right: -80px; top: -80px; width: 480px; height: 480px; background: radial-gradient(circle, rgba(0,112,110,.28) 0%, transparent 70%); pointer-events: none; }
.page-hdr__inner { display: grid; grid-template-columns: 1fr 1fr; gap: 44px; align-items: center; }
.page-hdr__tag { display: inline-flex; align-items: center; gap: 6px; background: rgba(255,255,255,.1); color: rgba(255,255,255,.8); font-size: .77rem; font-weight: 600; letter-spacing: .07em; text-transform: uppercase; padding: 5px 12px; border-radius: 100px; margin-bottom: 16px; }
.page-hdr h1 { font-family: var(--font-display); font-size: clamp(1.9rem, 3.8vw, 2.9rem); font-weight: 700; line-height: 1.15; letter-spacing: -.022em; margin-bottom: 14px; color: var(--white); }
.page-hdr h1 em { font-style: italic; color: var(--gold); }
.page-hdr p { font-size: .975rem; color: rgba(255,255,255,.68); line-height: 1.72; }
.page-hdr__img { border-radius: var(--radius-lg); overflow: hidden; aspect-ratio: 16/10; position: relative; z-index: 1; }
.page-hdr__img img { width: 100%; height: 100%; object-fit: cover; opacity: .82; }

.legal-content { max-width: 760px; margin: 0 auto; padding: 70px 24px; }
.legal-content h1 { font-family: var(--font-display); font-size: 2.3rem; font-weight: 700; color: var(--dark); margin-bottom: 7px; letter-spacing: -.025em; }
.legal-date { color: var(--muted); font-size: .86rem; margin-bottom: 34px; }
.legal-content h2 { font-family: var(--font-display); font-size: 1.27rem; font-weight: 600; color: var(--dark); margin: 34px 0 10px; }
.legal-content p { font-size: .9rem; color: var(--body); line-height: 1.76; margin-bottom: 13px; }
.legal-content ul { margin-bottom: 13px; padding-left: 20px; }
.legal-content ul li { font-size: .9rem; color: var(--body); line-height: 1.76; list-style: disc; margin-bottom: 4px; }
.legal-content a { color: var(--teal); text-decoration: underline; }

.cookie-banner { position: fixed; bottom: 22px; left: 22px; right: 22px; max-width: 500px; background: var(--dark); color: var(--white); border-radius: var(--radius-lg); padding: 20px 22px; box-shadow: 0 8px 40px rgba(0,0,0,.28); z-index: 9999; display: flex; align-items: center; gap: 14px; transform: translateY(calc(100% + 32px)); transition: transform .4s cubic-bezier(.4,0,.2,1); }
.cookie-banner.show { transform: translateY(0); }
.cookie-banner p { font-size: .81rem; color: rgba(255,255,255,.72); line-height: 1.55; flex: 1; }
.cookie-banner p a { color: var(--gold); text-decoration: underline; }
.cookie-banner__btns { display: flex; gap: 7px; flex-shrink: 0; }
.btn-sm { font-size: .79rem; padding: 8px 13px; border-radius: 8px; font-weight: 600; cursor: pointer; border: none; font-family: var(--font-body); transition: opacity .2s; }
.btn-accept { background: var(--teal); color: var(--white); }
.btn-decline { background: rgba(255,255,255,.1); color: var(--white); }
.btn-sm:hover { opacity: .85; }

.fade-up { opacity: 0; transform: translateY(22px); transition: opacity .6s ease, transform .6s ease; }
.fade-up.visible { opacity: 1; transform: translateY(0); }

@media (max-width: 960px) {
  .hero__inner, .two-col, .rule-block, .page-hdr__inner { grid-template-columns: 1fr; gap: 36px; }
  .two-col.reverse { direction: ltr; }
  .hero__wave { display: none; }
  .stats-bar { grid-template-columns: 1fr 1fr; }
  .stat-item:nth-child(2) { border-right: none; }
  .footer__grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  :root { --nav-h: 62px; }
  .nav__links { display: none; }
  .nav__burger { display: flex; }
  .section { padding: 52px 0; }
  .cards-grid { grid-template-columns: 1fr; }
  .icon-grid { grid-template-columns: 1fr 1fr; }
  .calc-result__grid { grid-template-columns: 1fr; }
  .footer__grid { grid-template-columns: 1fr; gap: 26px; }
  .footer__bottom { flex-direction: column; text-align: center; }
  .hero__stats { flex-wrap: wrap; gap: 16px; }
  .hero__stat + .hero__stat { border-left: none; padding-left: 0; }
}
@media (max-width: 480px) {
  .icon-grid { grid-template-columns: 1fr; }
  .stats-bar { grid-template-columns: 1fr; }
  .stat-item { border-right: none !important; border-bottom: 1px solid var(--border); }
  .stat-item:last-child { border-bottom: none; }
  .cookie-banner { bottom: 10px; left: 10px; right: 10px; flex-direction: column; }
  .cookie-banner__btns { width: 100%; }
  .btn-sm { flex: 1; text-align: center; }
}